/* Prior Experience — design system
   Direction: modern actuarial workbench, not insurtech spectacle. */

:root{
  --navy:#12212F;
  --charcoal:#24313D;
  --offwhite:#F8F9F7;
  --lightgray:#EDF1F3;
  --midgray:#63717C;
  --teal:#167C80;
  --teal-dark:#0F5E61;
  --amber:#A76700;
  --error:#B42318;
  --border:#D8DFE3;
  --maxw:1200px;
  --textw:720px;
  --radius:10px;
  --font-sans:"Fira Sans",-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  --font-mono:"Fira Mono","SFMono-Regular",Consolas,Menlo,monospace;
}

*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  *,*::before,*::after{animation:none!important;transition:none!important}
}
body{
  font-family:var(--font-sans);
  font-size:18px;line-height:1.6;
  color:var(--navy);
  background:var(--offwhite);
  -webkit-font-smoothing:antialiased;
}
img{max-width:100%;height:auto;display:block}
/* --teal (#167C80) is only 4.37:1 on the --lightgray band, which fails
   WCAG AA for body text. --teal-dark is 6.6:1 there and 7.5:1 on white,
   and is already the established primary-button colour. */
a{color:var(--teal-dark)}
a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{
  outline:3px solid var(--teal);outline-offset:2px;border-radius:3px;
}
.skip-link{position:absolute;left:-9999px;top:0;background:var(--navy);color:#fff;padding:10px 16px;z-index:100}
.skip-link:focus{left:8px;top:8px}

.wrap{max-width:var(--maxw);margin:0 auto;padding:0 24px}
.text-col{max-width:var(--textw)}

/* ---------- Header ---------- */
.site-header{
  background:rgba(248,249,247,.94);backdrop-filter:blur(6px);
  border-bottom:1px solid var(--border);
  position:sticky;top:0;z-index:50;
}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:16px;height:68px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy)}
.brand img{height:40px;width:auto}
.brand-name{font-weight:600;font-size:17px;letter-spacing:.01em;line-height:1.1}
.main-nav{display:flex;align-items:center;gap:26px}
.main-nav a{color:var(--charcoal);text-decoration:none;font-size:15px;font-weight:500}
.main-nav a:hover{color:var(--teal)}
.main-nav a[aria-current="page"]{color:var(--teal);border-bottom:2px solid var(--teal);padding-bottom:2px}
.nav-toggle{display:none;background:none;border:1px solid var(--border);border-radius:8px;padding:8px 12px;font:inherit;font-size:14px;cursor:pointer;color:var(--navy)}
@media (max-width:920px){
  .nav-toggle{display:block}
  .main-nav{display:none;position:absolute;top:68px;left:0;right:0;background:var(--offwhite);border-bottom:1px solid var(--border);flex-direction:column;align-items:flex-start;padding:16px 24px;gap:16px}
  .main-nav.open{display:flex}
}

/* ---------- Buttons ---------- */
.btn{display:inline-block;font-family:var(--font-sans);font-size:16px;font-weight:600;
  text-decoration:none;border-radius:var(--radius);padding:14px 26px;line-height:1.2;
  border:1px solid transparent;cursor:pointer;text-align:center;min-height:44px}
.btn-primary{background:var(--teal-dark);color:#fff}
.btn-primary:hover{background:#0B4A4D}
.btn-secondary{background:transparent;color:var(--navy);border-color:var(--midgray)}
.btn-secondary:hover{border-color:var(--navy)}
.btn-sm{padding:9px 16px;font-size:15px}
.btn-header{padding:10px 18px;font-size:15px;white-space:nowrap}

/* ---------- Type & section rhythm ---------- */
section{padding:96px 0}
@media (max-width:720px){section{padding:60px 0} body{font-size:17px}}
.eyebrow{font-family:var(--font-mono);font-size:13px;letter-spacing:.12em;text-transform:uppercase;
  color:var(--teal);font-weight:500;margin-bottom:16px}
h1{font-size:clamp(38px,5vw,58px);line-height:1.12;font-weight:700;letter-spacing:-.015em;margin-bottom:20px}
h2{font-size:clamp(28px,3.4vw,38px);line-height:1.18;font-weight:700;letter-spacing:-.01em;margin-bottom:14px}
h3{font-size:22px;line-height:1.3;font-weight:600;margin-bottom:8px}
.lede{font-size:20px;color:var(--charcoal);max-width:var(--textw)}
@media (max-width:720px){.lede{font-size:18px}}
p+p{margin-top:14px}
.section-intro{max-width:var(--textw);margin-bottom:48px}
.section-intro p{color:var(--charcoal)}
.muted{color:var(--midgray)}
.small{font-size:15px}
.mono{font-family:var(--font-mono)}

/* triangle divider motif */
.tri-divider{display:flex;gap:4px;margin:0 0 18px}
.tri-divider span{width:10px;height:10px;background:var(--teal);opacity:.18}
.tri-divider span:nth-child(1){opacity:.55}
.tri-divider span:nth-child(2){opacity:.4}
.tri-divider span:nth-child(3){opacity:.28}

/* ---------- Status labels ---------- */
.tag{display:inline-block;font-family:var(--font-mono);font-size:12px;letter-spacing:.06em;
  padding:3px 9px;border-radius:5px;border:1px solid;text-transform:uppercase;font-weight:500;white-space:nowrap}
.tag-synthetic{color:#8A5500;border-color:#8A5500;background:#FDF6EA}
.tag-implemented{color:var(--teal-dark);border-color:var(--teal-dark);background:#EAF4F4}
.tag-pilot{color:#35566E;border-color:#35566E;background:#EDF1F8}
.tag-planned{color:#4A5560;border-color:#4A5560;background:var(--lightgray)}
.tag-notavail{color:var(--error);border-color:var(--error);background:#FBEDEB}
.tag-draft{color:#4A5560;border-color:#4A5560;background:var(--lightgray)}

/* ---------- Cards & grids ---------- */
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}
@media (max-width:920px){.grid-3{grid-template-columns:1fr}.grid-2{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:28px}
.card h3{margin-bottom:10px}
.card p{color:var(--charcoal);font-size:16px}

.alt-band{background:var(--lightgray)}
.dark-band{background:var(--navy);color:var(--offwhite)}
.dark-band h2{color:#fff}
.dark-band p{color:#C9D3DA}
.dark-band .card{background:var(--charcoal);border-color:#38464F}
.dark-band .card h3{color:#fff}
.dark-band .card p{color:#C9D3DA}

/* ---------- Hero ---------- */
.hero{padding:88px 0 96px;position:relative;overflow:hidden}
.hero-grid-bg{position:absolute;inset:0;pointer-events:none;opacity:.5;
  background-image:linear-gradient(var(--lightgray) 1px,transparent 1px),
                   linear-gradient(90deg,var(--lightgray) 1px,transparent 1px);
  background-size:44px 44px;
  -webkit-mask-image:linear-gradient(115deg,rgba(0,0,0,.9),transparent 55%);
          mask-image:linear-gradient(115deg,rgba(0,0,0,.9),transparent 55%);}
.hero .wrap{position:relative}
.hero-cta{display:flex;gap:14px;flex-wrap:wrap;margin:30px 0 14px}
.trust-note{font-size:15px;color:#4A5560;max-width:560px}

/* ---------- Hero transformation visual ---------- */
.transform{margin-top:64px;display:grid;grid-template-columns:1fr auto 1fr auto 1fr;gap:14px;align-items:stretch}
@media (max-width:980px){.transform{grid-template-columns:1fr}.transform-arrow{transform:rotate(90deg);justify-self:center}}
.transform-arrow{align-self:center;color:var(--midgray);font-size:22px}
.panel{background:#fff;border:1px solid var(--border);border-radius:var(--radius);overflow:hidden;display:flex;flex-direction:column}
.panel-head{display:flex;justify-content:space-between;align-items:center;gap:8px;
  padding:10px 14px;border-bottom:1px solid var(--border);background:var(--lightgray)}
.panel-title{font-family:var(--font-mono);font-size:12.5px;color:var(--charcoal);letter-spacing:.04em}
.panel-body{padding:14px;font-family:var(--font-mono);font-size:12px;line-height:1.65;color:var(--charcoal);overflow-x:auto;flex:1}
.panel-body table{border-collapse:collapse;width:100%}
.panel-body th,.panel-body td{padding:3px 8px;text-align:left;white-space:nowrap;border-bottom:1px solid var(--lightgray)}
.panel-body th{color:var(--midgray);font-weight:500;font-size:11px}
.cell-bad{color:var(--error)}
.cell-warn{color:var(--amber)}
.cell-ok{color:var(--teal)}
.map-row{display:flex;justify-content:space-between;gap:10px;padding:4px 0;border-bottom:1px solid var(--lightgray)}
.map-row .to{color:var(--teal)}

/* ---------- Workflow ---------- */
.workflow{display:grid;grid-template-columns:repeat(5,1fr);gap:14px;counter-reset:step}
@media (max-width:980px){.workflow{grid-template-columns:1fr}}
.step{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:22px;position:relative}
.step::before{counter-increment:step;content:counter(step,decimal-leading-zero);
  font-family:var(--font-mono);font-size:12px;color:var(--teal);display:block;margin-bottom:10px}
.step h3{font-size:18px}
.step p{font-size:15px;color:var(--charcoal)}
.boundary{margin-top:40px;border-left:3px solid var(--amber);background:#FDF6EA;
  padding:18px 22px;border-radius:0 var(--radius) var(--radius) 0;max-width:var(--textw)}
.boundary p{font-size:16px;color:var(--charcoal)}

/* ---------- Proof cards ---------- */
.proof-card{display:flex;flex-direction:column;gap:0;padding:0;overflow:hidden}
.proof-preview{background:var(--lightgray);border-bottom:1px solid var(--border);padding:18px;position:relative;min-height:220px}
.proof-doc{background:#fff;border:1px solid var(--border);border-radius:6px;padding:14px;
  font-family:var(--font-mono);font-size:11px;line-height:1.7;color:var(--charcoal);
  box-shadow:0 1px 2px rgba(18,33,47,.06)}
.proof-doc .doc-title{font-family:var(--font-sans);font-weight:600;font-size:13px;color:var(--navy);margin-bottom:6px}
.watermark{position:absolute;top:10px;right:10px;display:flex;gap:6px;flex-wrap:wrap;justify-content:flex-end}
.proof-body{padding:22px 24px 26px}
.proof-body p{margin:8px 0 14px}
.runid{font-family:var(--font-mono);font-size:12px;color:var(--midgray);margin-top:10px}

/* ---------- Definition rows / data-handling ---------- */
.dh-list{display:grid;gap:14px;max-width:820px}
.dh-row{display:flex;gap:16px;align-items:flex-start;background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:16px 20px}
.dh-row .tag{margin-top:3px;flex:0 0 auto}
.dh-row p{font-size:16px}

/* ---------- FAQ ---------- */
.faq{max-width:820px}
.faq details{border-bottom:1px solid var(--border);padding:6px 0}
.faq summary{cursor:pointer;font-weight:600;font-size:17px;padding:14px 0;list-style:none;display:flex;justify-content:space-between;gap:12px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";color:var(--teal);font-weight:400;font-size:20px}
.faq details[open] summary::after{content:"–"}
.faq details p{padding:0 0 16px;color:var(--charcoal);font-size:16px;max-width:70ch}

/* ---------- Forms ---------- */
form{display:grid;gap:18px;max-width:560px}
label{font-weight:500;font-size:15px;display:block;margin-bottom:6px}
input,select,textarea{width:100%;font:inherit;font-size:16px;padding:11px 13px;
  border:1px solid var(--midgray);border-radius:8px;background:#fff;color:var(--navy)}
.field-hint{font-size:13.5px;color:var(--midgray);margin-top:5px}
.form-note{font-size:14.5px;color:var(--midgray);border-left:3px solid var(--border);padding-left:14px}

/* ---------- Data tables (sample output) ---------- */
.data-table{width:100%;border-collapse:collapse;font-size:14.5px;background:#fff;border:1px solid var(--border)}
.data-table caption{text-align:left;font-weight:600;padding:12px 14px;background:var(--lightgray);border:1px solid var(--border);border-bottom:none;font-size:15px}
.data-table th{background:var(--lightgray);font-weight:600;font-size:13px;text-transform:uppercase;letter-spacing:.04em;color:var(--charcoal)}
.data-table th,.data-table td{padding:9px 12px;border-bottom:1px solid var(--border);text-align:right;white-space:nowrap}
.data-table th:first-child,.data-table td:first-child{text-align:left}
.data-table .num{font-family:var(--font-mono);font-size:13.5px}
.data-table tfoot td{font-weight:600;background:var(--lightgray)}
.table-scroll{overflow-x:auto;margin:18px 0}
.table-note{font-size:14px;color:var(--midgray);margin-top:10px;max-width:70ch}

/* ---------- Footer ---------- */
.site-footer{background:var(--navy);color:#C9D3DA;padding:56px 0 40px;font-size:15px}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:40px;margin-bottom:36px}
@media (max-width:720px){.footer-grid{grid-template-columns:1fr}}
.site-footer a{color:#C9D3DA}
.site-footer a:hover{color:#fff}
.footer-brand{color:#fff;font-weight:600;font-size:17px;margin-bottom:10px}
.footer-disclaimer{border-top:1px solid #2E3D49;padding-top:22px;font-size:13.5px;color:#8C9BA6;max-width:900px}
.footer-links{display:grid;gap:8px}
.footer-links a{text-decoration:none}

/* ---------- Page hero (subpages) ---------- */
.page-hero{padding:72px 0 40px}
.page-hero h1{font-size:clamp(32px,4vw,46px)}
.content-section{padding:40px 0 88px}
.content-section h2{margin-top:48px}
.content-section h2:first-child{margin-top:0}
.content-section ul{margin:12px 0 12px 22px}
.content-section li{margin-bottom:7px;color:var(--charcoal);font-size:17px}

/* ---------- v2 additions ---------- */
.brand .mark{height:36px;width:auto;display:block}
@media (max-width:720px){.brand .mark{height:30px}}
.brand-name{font-weight:600;font-size:18px;letter-spacing:.005em;color:var(--navy);white-space:nowrap}

/* Proof spotlight */
.spotlight{display:grid;grid-template-columns:3fr 2fr;gap:32px;align-items:start;background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:28px}
@media (max-width:980px){.spotlight{grid-template-columns:1fr}}
.doc-frame{border:1px solid var(--border);border-radius:6px;overflow:hidden;background:#fff;box-shadow:0 1px 3px rgba(18,33,47,.08)}
.doc-frame img{width:100%;height:auto;display:block}
.fig-caption{font-size:14px;color:var(--midgray);margin-top:10px;max-width:70ch}
.label-row{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:12px}

/* Compact genuine-data excerpt tables in cards */
.mini-table{width:100%;border-collapse:collapse;font-family:var(--font-mono);font-size:12.5px;margin:10px 0 4px}
.mini-table th,.mini-table td{padding:5px 8px;border-bottom:1px solid var(--lightgray);text-align:left;white-space:nowrap}
.mini-table th{color:var(--midgray);font-weight:500;font-size:11px;text-transform:uppercase;letter-spacing:.05em}
.mini-table td.n{text-align:right}

/* Form states */
.field-error{color:var(--error);font-size:13.5px;margin-top:5px;display:none}
input[aria-invalid="true"],select[aria-invalid="true"]{border-color:var(--error)}
.form-success{border-left:3px solid var(--teal);background:#EAF4F4;padding:16px 18px;border-radius:0 var(--radius) var(--radius) 0;font-size:15.5px}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0}
/* Allow grid children to shrink so inner tables scroll instead of overflowing the page */
.transform>*, .grid-2>*, .grid-3>*, .workflow>*, .spotlight>*{min-width:0}
.mini-table th,.mini-table td{white-space:normal}
.mini-table td.n{white-space:nowrap}
.dh-row p{min-width:0;overflow-wrap:break-word}
@media (max-width:480px){.dh-row{flex-direction:column;gap:8px}}
p,a,li{overflow-wrap:break-word}
@media (max-width:380px){
  .tag{white-space:normal}
  .mini-table th,.mini-table td{padding:4px 5px}
}

.dark-band .dh-row p{color:var(--charcoal)}
.main-nav a.btn-primary{color:#fff;border-bottom:none}
.main-nav a.btn-primary:hover{color:#fff}

/* ---------- Awaiting-approval blocks (terms.html) ----------
   Deliberately loud so unapproved legal text cannot ship unnoticed.
   Remove this rule once every .pending block has been replaced. */
.pending{border:2px dashed var(--amber);background:#FDF6EA;border-radius:var(--radius);
  padding:18px 20px;margin:14px 0}
.pending>p{color:var(--charcoal);font-size:16px}
.pending-label{display:inline-block;font-family:var(--font-mono);font-size:12px;
  letter-spacing:.06em;text-transform:uppercase;font-weight:500;color:#8A5500;
  border:1px solid #8A5500;border-radius:5px;padding:3px 9px;margin-bottom:10px}
.pending-banner{border-left:4px solid var(--amber);background:#FDF6EA;
  padding:20px 24px;border-radius:0 var(--radius) var(--radius) 0;margin-bottom:32px}
.pending-banner p{color:var(--charcoal)}